INVESTIGATING THE CULPRITS
The housing crisis has been created by special interest groups including:
1.) Big corporate real estate broker lobbyists (Sotheby, Better Homes
Realty, CBRE, Coldwell Banker, etc.) ; 2.) big corporate developers
(K&B, Pulte, Blackrock, Vanguard, Berkshire Hathaway, etc.); 3.)
NIMBY's and 4.) certain exclusionist tech billionaires want to NEVER allow
affordable housing and affordable pre-fab builders to exist. Almost every
politician, especially county planning staff, are paid bribes by real
estate broker lobbies and big corporate developers. Tracking the stock
market assets of the politicians and their families clearly shows the
bribes.
Anybody can use FBI, CIA, FINCEN-type AI-based forensic tracking software
and looked at the heads of all of the housing agencies and housing
decision "research" groups, particularly in California and New York State.
98% of those people do not make the majority of their money from their
salaries, THEY MAKE IT FROM INSIDER STOCK MARKET PERKS and special gifts
tied back to the special interests. Why are the real FBI not arresting
them? You will have to ask The Director of the FBI that question. You can
talk to the folks that run the sites at: ( http://www.pogo.org
), ( http://www.sunlightfoundation.com ), (
http://followthemoney.org ), (http://icij.org ), and thousands of other
investigative groups and prove it for yourself! Why is the public not
demanding that stock market ownership by politicians and their families be
made illegal? Because Goldman Sachs controls public policy more than you
do?
In other words, the politicians that are supposed to be helping you are
accepting bribes to hurt you!
As the pandemic made the poor poorer, meanwhile, it made the rich richer.
Homeowners, already more than 40 times as wealthy as renters, were more
likely to keep their jobs, profit from the stock market and have enough
savings to take advantage of low interest rates.
Then there’s the role played by investors and speculators. Large corporate
and Wall Street landlords, like Invitation Homes, American Homes 4 Rent,
BlackRock and Blackstone, are arguably the most toxic players, driving up
rents in the select markets they saturate, lobbying for corporate tax cuts
and fighting tenant protections. But a majority of investment buyers are
smaller companies and individuals: mom-and-pop landlords, tech workers
looking to diversify their portfolios, teachers who supplement their
paltry paychecks by Airbnb-ing properties on the side. The ease with which
they can access credit strains the market and drives up prices. Those
effects are likely magnified when investors target homes in cities less
expensive than the ones in which they live, whether they’re Chinese
investors in California or Californian investors in Texas. Politicians
refuse to make laws against investment groups buying homes because the
politicians are part of those investment groups.
California generally does not give resources to individuals. California
gives the money to Housing offices, Public Housing Authorities (PHA'S) and
"official" agencies that are historically rife with corruption, cronyism,
racism, embezzlement, favoritism, over-paid executives and hand-offs to
favored developers. The whole California Redevelopment program (ie:
https://thirtymilesofcorruption.com/2011/12/29/supreme-court-abolishes-redevelopment-agencies-in-california/
) had to be shut down because of corruption. California should offer money
and mortgages to EVERY citizen in California that has lived in California
more than 5 years and that makes less than $60,000.00 per year. Over 50%
of the money give to "local agencies" is embezzled!
EASY SOLUTIONS TO THE CRISIS ARE BEING BLOCKADED
In San Mateo County, the housing agency does even fill out the forms to
apply to the State for housing funds any more. Even though, in 2021, the
State has nearly $100B to give away to housing, San Mateo has so many rich
oligarchs living there that poor and middle class housing is too much of a
bother for them.
Dwell Magazine-type modern low-cost prefab homes, CREATED in California,
are blockaded by these special interest groups. Clayton Homes, BluHomes
(now killed off by special interests), Factory OS, Homes Direct and
hundreds of other California companies make off-site manufactured homes
that are nicer looking, 50% lower cost, safer, faster to erect, more
energy efficient and better than site-built homes. The real estate and
union lobbies have gotten them banned in most counties because they are
jealous of them. Powerful anti-trust law violating real estate and union
lobbiests got the zoning codes changed to make off-site manufactured homes
hard to get permits for. If you want the best home at the best price, sue
your county to demand home equality and construction-justice.
Ensuring that our County has sufficient affordable housing for its
residents is an urgent challenge. Off-site construction serves as the most
promising tool to reduce costs and increase supply, but one whose full
potential cannot be realized or optimized without thoughtful and
intentional changes in the policy, process, and programs that support
affordable housing in the County.
Across all stakeholder groups, you always found a shared desire and
passion to address the monumental housing shortage, as well as a
collective understanding of the collaboration needed to make modular one
part of the solution. As one interviewee put it: “Everyone wants everyone
else to succeed.”
While modular may not be a panacea, nor the only innovation needed, the
County must take advantage of this opportunity to catalyze innovation in
off-site construction methods and remove unnecessary anti-trust-violating
barriers to its adoption created by special interest groups.
Many counties just pay lip-service, window-dressing,
pretend-we-are-doing-something time to housing because their officials are
paid by big business lobbies who HATE affordable housing because it
competes with them.
Over a million Californians get $1500.00 from HUD Section 8 and related
programs but they are blockaded by lobbying from these special interest
groups from using those funds to buy a home. The HUD Section 8 Home
Ownership program in California is a sham. Nobody can find the paperwork,
get the help or get the counties to pay attention when they apply.
So there is this massively financed army of mega-powerful anti-housing
people who have huge law firms working to stop all of your good deeds and
manipulate all of your politicians and social service agencies.
HOW TO WIN THE BATTLE
As California enters what Sacramento calls: "the worst housing crisis in
100 years!", one must look at the big picture. The U.S. housing market is
4 million single-family homes short of what is needed to meet the
country’s demand, according to a new analysis by mortgage-finance company
Freddie Mac. The estimate represents a 52% rise in the nation’s home
shortage compared with 2018, the first time Freddie Mac quantified the
shortfall because states like California have made home-building
practically a crime.
Thousands of modern Dwell magazine-type pre-fab home suppliers can deliver
amazing modern homes for around $150K but they are stonewalled, delayed
and forced to double or triple those costs because of anti-building rules
promoted by California and now mirrored nationally by greedy politicians.
Greedy politicians take bribes from real estate lobbies and big developer
corporations who HATE affordable homes because they don't make much profit
on them.
One approach is to break-up and sue ALL of the real estate broker lobbies
and big development corporations. You can sue them and their political lap
dogs under RICO and anti-trust laws. Politicians recieve bribes from the
anti-housing bad guys as: cash, search engine rigging, hookers, dinners
and via hundreds of other forms of payola and stock market trades. You
would think that using legal tactic to take them all down would be a slam
dunk. It isn't. Those politicians control whether or not those legal
actions can get launched. So you have to be very creative to
counter-measure them. For example, you can shame them into submission
using the internet's mass media technologies.
Farmers and Colleges, especially, have tons of extra land. Farmers are
losing money on agriculture and could make far more money selling their
land for housing. Stanford University is in so much trouble for bribery,
sex abuse, mysogyny, politics and other scandals that the State can
justify taking back the Stanford campus to build housing on.
If the State of California was serious about solving the housing crisis it
would support a SIMPLE program for the hundreds of thousands of renters,
who get $1600.00 a month, forever, from HUD for tiny rental apartments, to
EASILY use that money for mortgage to build, or buy, a small home.
By law, there is SUPPOSED to be such a program: The HUD Section 8 Home
Ownership Program, is supposed to allow this to happen, but it is
shadow-banned across the state. Most county officials don't even know how
it works or direct inquiries to dead-ends. The HUD Section 8 Home
Ownership Program must be easier to get into, easier to find out about and
no longer HIDDEN by County officials.
Don't believe it? Do a test yourself. Call the Housing agency office in
each of California's 58 counties. When someone pick's up the phone say: "I
am HUD-qualified for the HUD Section 8 Home Ownership Program. I would
like to use the program to buy or build a home in your county. What do I
need to do to complete the process?". Then experience a hell beyond
anything you can imagine. You won't get in, most likely, and it won't be
your fault.
You will be kept out. This is a federal law. It is your right to use this
law. If you already get HUD money to underwrite your rent, you are
per-qualified to use this program. Santa Cruz, Marin, San Francisco and
other snooty counties will try to stop you because using it means you
might not be white enough for their vision of high tax revenue home
owners. You might be a deplorable if you use your federal $1500.00 for an
actual home. The average mortgage payment in America is $940.00 per month
to own a home. HUD pays an average of $1500.00 per month to your landlord.
Do the math! These people will build free home inventory for California,
die, and leave that inventory in California. Why won't California help
them to help solve California's housing inventory crisis?
A person building their own home is going to make sure it is done right if
they are going to live in it. Build-your-own-home singular home-builders
can contribute to the home inventory problem faster and more
cost-effectively.
Marcia Fudge at HUD said the Biden administration plans to level the
playing field for Americans who want to buy a home by providing down
payment assistance for people to move from public housing to
home-ownership. “We will make sure those who can afford a mortgage are put
in a position to be able to buy a home,” Fudge said. “Right now we have
banks who don’t want to lend to people to buy a home for less than
$50,000″ — homes, she said, that “poor people” can afford, with monthly
mortgage payments often lower than rent.
THE FAKE INFLATED COST OF A HOME
San Francisco built brand new homes across from the Police HQ in San
Francisco and these small prefab units ended up costing hundreds of
thousands of dollars per unit: They cost twice as much as the same unit in
Austin, Texas would cost to build. Why are cities spending the same per
apartment for homeless people that you can build a 1600 sq. ft.
stand-alone single family modular home for!??? The answer is: Cronyism.
They could have cost much less but the process tripled their cost in
California.
California spends an average of $800,000.00 to build each "low income
apartment" for low income people. That is what the government pays for
each unit. If you are not aware of how much things actually cost, and you
are willing to pay all of the mark-ups and inflated numbers of retail
prices then your average cost to build a 2,600 sq.ft. single-family home
in the U.S. ranges from $240,000 to $710,000, with most homeowners
spending around $423,800 for the job.
The high cost is $1,000,000+ for a 2,600 sq.ft. custom-built home with
high-end materials, three-car garage, covered deck, and landscaping. That
million dollar+ price is for the yuppie people who pay $150.00 per month
for the same tv channels that smart people get for $10.00 per month.
BUT!...The build-it-yourself cost for this is $140,000 for a 2,600 sq.ft.
builder-grade home with no changes. Every time you change even the tiniest
thing in your construction plan, add $10,000.00, or more, to your cost.
Most people only ACTUALLY need a 1,200 sq. ft. home but they can't let go
of the "mine-is-bigger-than-yours" syndrome. That build-it-yourself
modular/prefab home at 1,200 sq. ft. can be under $100,000.00 if you are
an EDUCATED general supervising contractor who hires a licensed,
top-references, electrician, carpenter and plumber to build it with them.
If you build-it-yourself without hiring those seasoned specialists, your
project will usually fail. Homes only cost a million dollars if you are a
sucker.
2 bedroom stand-alone homes can be built for $100,000.00 in costs.
Realtors, builders, developers and politicians will LIE all day long to
keep this fact from being exposed. The bribes, mark-ups, payola, padding,
profiteering, etc. make that same house cost $1.2M on the market. For
example, see: http://ruralstudio.org/project/2020-20k-home/
In Santa Rosa California, it cost the County $268,000.00 to build a single
seat public toilet. In Alabama it costs $268,000.00 to build a 2 bedroom
house.
San Francisco City Hall found that painting and servicing a white
rectangle on the ground for homeless people to put their tent in cost the
City $6000.00 per month per rectangle. That is how much a penthouse luxury
apartment with multiple bathrooms costs in Austin, Texas. Why is building
something costing more than the thing is worth? Cronyism, kickbacks and
self-dealing with buddies.
Many Housing Permit Department and City Hall people in San Francisco have
been arrested, recently, but the corrupt practices and bribery continues
without pause. Bribery of public officials often doubles the cost of a
home.
ENCAMPED HOMELESS PEOPLE DON'T WANT YOUR HELP
Even more interesting: San Francisco took over luxury hotels and offered
them to the homeless but 70% of the homeless refused to use the free
housing. 70% of the homeless refused a free home in a luxury hotel!!! Why?
The homeless people said why, and it is documented, but NOBODY IN
SACRAMENTO EVER reads the statements or they hide the statements from the
public.
Here is why the homeless said they don't want California's free housing:
1.) The rules to live in the housing are not rules they can, or will,
comply with.
2.) Most of them are addicted to smoking, drinking and drugs and the "free
units" have cameras and sensors that record them doing the illicit things.
They know that and won't move into a place they know they will get
arrested or evicted from as fast as they move in.
3.) The vast contracts and regulation documents they must agree to are
something they need a lawyer to explain to them and none of them have
lawyers.
4.) Many of them use sex bartering and the cameras on the units will
record sex worker activities.
5.) None of them want to be condensed into a tight space with other crazy
people because they get set-upon by the worst of the bunch.
6.) They don't want multi-unit housing! They hate it. They want individual
homes where they control the whole environment. San Francisco is spending
at least TWICE as much money for short term solutions as it would cost for
individual pre-fab stand-alone homes.
7.) Many of them are clinically insane and won't cooperate with any form
of order or "rules".
Most of all: Drug-soaked crazy people don't want any help from The State.
Families, seniors and disabled people want the help from the SSA and
Housing people and they are getting ignored.
ALL homeless people should receive a free mental health evaluation and
free therapy until their issues are resolved.
California has published a vast number of reports, at a cost of tens of
millions of dollars, listing the exact number of homeless people, but
California has never spent the $60,000.00 it would cost to ask each
homeless person the 10 questions about what they want! California
politicians in Sacramento don't actually care what homeless people want.
They care what they can scam out of a "stimulus" fund to scrape their cut
off-the-top of.
HOUSING AGENCIES (PHA'S) AND UNIONS ARE STOPPING SOLUTIONS TO THE HOUSING
CRISIS
The San Francisco construction unions and lobbies won't allow the homeless
solutions that will work. All of the special interests in San Francisco,
from unions, to rich people, to politicians, to realty lobbies, to
you-name-it, will block anything that makes housing cheaper. They ALL make
their money off of a percentage of the most expensive property values. The
Realtor lobby and the big building lobby are probably the most powerful
special interest groups in California, after the teachers union. They HATE
affordable housing. Anything they say to the contrary is a lie. They bribe
90% of the politicians in the state via Dark Money conduits. They are NOT
going to help solve this.
Remember when California shut down it's 400 Redevelopment Agencies because
the corruption and bribery was so out of control? It is the same exact
thing with California PHA's.
When you call top Housing agency officials in Santa Cruz, Marin, San
Francisco, Tulare and other counties to ask them what the main reason is
that poor people can't get new homes built, they all pretty much said:
"The State and County laws prevent us from building anything these
days..."
San Jose got it right by promising a one hour permit time-frame for ADU
home construction but other counties are resisting this permit
optimization effort because permits are where bribes happen!
Factory OS, Clayton Homes, Homes Direct, and an army of other factory
built home companies, have offered homes to Californians for $150,000.00,
or less, if the State will just fix the permit process and give them a
pre-order of 200 homes at a time. Banks will finance these...if the State
of California will help bundle land and construction financing in the same
package.
Marin County staff said: "We have enough open, empty fields in the county
to house every single homeless person in the State but we can't get
anything built here without a ton of lawsuits, 5 year studies and permit
hell-scapes. Every homeless person could get a modern Dwell Magazine-style
stand-alone small house if the Country Office's didn't block every single
construction project that is attempted!"
The difference between what California says, and does, is the same
difference between night and day. San Francisco is an example of how
home-building has been halted in the State. The rest of the state is
following the profiteering based blockades to keep homes from getting
built to deliver permanent supportive rental housing for people living
with a serious mental illness who are homeless, chronically homeless, or
at-risk of chronic homelessness. The government funds are rarely ACTUALLY
used to acquire, design, construct, rehabilitate, or preserve permanent
supportive housing, which may rarely include a capitalized operating
subsidy reserve.
OK, so say you don't care about the homeless people. "Screw em all" you
say. "They are low life drug users and weirdos who won't confirm to our
white picket fence social programming..."
CORRUPTION AND CRONYISM MAKE IT IMPOSSIBLE FOR CALIFORNIA TO HELP
MIDDLE-CLASS AND LOW-INCOME HOME BUYERS
Want to buy a home or buy a bigger home? Forget it, you are screwed if you
live in California. The State has, essentially, "outlawed" construction.
You can't build a home without the process being so painful, expensive,
delayed and litigation-focused that it will ruin your life.
If the State of California was serious about solving the housing crisis it
would create a singe two to three page building permit application, that
worked in every County, that a single state office could sign off on
within 48 to 60 hours.
If the State of California was serious about solving the housing crisis
they would change the zoning codes. Nobody can build in California without
being punished for it by California and County regulations.
If the State of California was serious about solving the housing crisis
they would turn the tsunami of state-created immigrant unemployment into a
positive, Now that California has let half of Mexico in to the State, you
have huge clusters of skilled workers hanging around, looking for work, a
few blocks away from every Home Depot in the State. Each 20 of them can
erect a move-in ready home in one week. Give them an empty pasture and a
challenge and turn them loose with a pay-per-house incentive payment
structure.
All of the programs listed at:
https://www.hcd.ca.gov/grants-funding/active-funding/index.shtml
need TRIPLE the amount of funds currently allocated and they need to be
moved into no less than 3 main programs. The current MASSIVE number of
programs guarantees that corruption, duplication, and transparency
inefficiency are at a maximum worst-case level. In all of these programs
there is nothing for the individual. Almost all of the plans are based on
the "Shove-them-all-in-a-big-concrete-building" concept. The public does
not want that. NOBODY wants to live in, or see, multi-unit housing. The
State needs to also TRIPLE the amount of programs for the SINGLE FAMILY or
INDIVIDUAL. County Housing agencies have been found to be corrupt and
motivated by bribes. If the State of California was serious about solving
the housing crisis it would put a billion dollars of it's freebie COVID
CASH from Washington, DC into it's CalHOME fund and restart that fund.
On Broadway and Divisadero streets in San Francisco, giant mansions house
two to four people. Those structures, without changing the outside of the
buildings one tiny bit, can house hundreds of people. NIMBY's biggest
complaint is based on appearance. If you change the inside of structures
and keep the outside looking "classic", you get the least amount of NIMBY
issues. San Francisco already has ALL of the fully constructed square
footage to solve ALL of it's housing issues, if it works from the inside
out. Empty office buildings and dead millionaire mansions can deliver the
square footage.
Gavin Newsom based his election on providing millions of new homes to
California. Nobody has been able to find a single one of these new houses
he said he was going to build.
THE BIGGEST TAKE-AWAY: "NOBODY wants to live in a multi-unit concrete
building block. Multi-unit project buildings harm people's mental state
and create conflict, house gangs and they are bad socially. These is
enough empty land for everyone in California to have a 1600 sq. ft. home
of their own. Change the rules so that more people at below $100K income
levels can buy or build a home and the public will solve the housing
crisis.
Until those kinds of things happen, there is no hope for the State! Greed,
payola, special interests and revolving door jobs control your housing
opportunities in the state of California. California State has every tool,
resource and dollar it already needs to solve every single housing issue
in the State except one think: "Courage". It take courage to say "No" to
the special interests. It takes courage to say "No to the Silicon Valley
billionaires. It takes courage to cut off the spigot of Congressional
bribes. Most of the federal cash that comes to California always ends up
in a politicians, or their friend's pockets. It takes courage to say that
every Californian that invested their lives in California deserves the
home in California that they were promised. Fix the HUD Section 8 Home
Ownership Program in California. Make an office in every major city that
ONLY helps people with the HUD Section 8 Home "Ownership" Program and not
just the Section 8 "rental" program.
ALL OF THE MONEY needed to fund that is already paid out in California, by
HUD, EVERY MONTH! Give citizens their promised right to build and own a
home!
The State of California and HUD housing agencies have long lists of
“Certified”, “Qualified”, “Approved”, etc. loan brokers and mortgage
brokers that the agencies say will help low-income citizens get single
family financing.
So we called everybody on one of those lists provided by the State of
California.
In fact, those loan brokers and mortgage companies don’t want to hear from
you unless you are in a bid war on a $1.5 million dollar bungalow for
which you already have $500K, or more, in cash in the bank.
Only a small percentage of the loan brokers and mortgage brokers on those
lists had EVER done a completed subsidized home loan and even less had any
clue how to paper a HUD Home Ownership financed home loan. Over 20 U.S.
Bank mortgage brokers even refused to respond to emails or phone calls if
one used the words “Cal-FHA USDA” because, as one unusually talkative U.S.
Bank employee stated: “To us, those are code-words for ‘poor people”, the
market is, frankly, too hot for banks to bother with the poors because we
don’t make any money off them”.
It does not matter if you have spent years trying to keep your FICO score
above 700. It does not matter that you never had a bankruptcy. It does not
matter that you have guaranteed income for life from your government
benefits. All of those things that the media told you to do to be a “good
citizen” with a good social credit score seem to be pointless.
The loan and mortgage brokers on those lists are only on those lists to
get a few PR brownie points. They do not want to hear from you or deal
with you unless you are making big bucks in tech. They will let you upload
your information but they will do little or nothing to help you because
they lose money by helping you. They only make money off of the big deals.
On top of that the big real estate developers like Pulte Homes, Berkshire
Hathaway (Warren Buffet), Kauffman and Broad (K&B Homes), etc. are
bribing the Governor and the heads of all of the agencies to keep you from
building a home or getting a home that is not in one of their giant
developments.
Most low-income people are the laborers who build the homes in those big
real estate developments. Those people know how to build their own homes
but State and Federal agency heads are bribed to make sure you NEVER can
build your own home. Those people know they can build an incredible home,
on their own, for under $100,000.00. You an see thousands of videos on the
internet showing people that do it every day in any state but California.
Try to build a home in California. You will find you are blockaded at
every turn EXCLUSIVELY by rules that you have to follow but that big
developers do not!
Try to buy a modular or factory build home in California ...Same thing.
The political bosses in California have taken so many bribes from big
special interests that they can’t stop sucking on the graft hose.
Political Bribes By Special Interest Lobbyists Make California
Uninhabitable
If the state and federal government were actually serious about solving
the housing crisis, they would have a mortgage agency that only serviced
subsidized housing!
Low income people: “approved” lenders and mortgage brokers hate you and
don’t want you bothering them.
US BANK, Wells Fargo, Guild Mortgage, and all the rest, talk a good story
when they are on-camera or doing a public presentation but the reality is
that they consider you to be a “waste of their time” if you are needing
subsidized housing. They all issue press releases where they talk about
their “commitments” and “special programs” but they put zero effort into
those green-washing intentions. They only say those things to keep the
banking regulators off their backs and to make their favorite politicians
happy.
When real estate developers are paying politicians and banks to ignore
low-income people and 79% of America is now “low income”, with more
arriving daily, what chance does the public have?
The trend is edging toward disaster.
THE WORST PLAYERS IN WAR AGAINST HOMES
The incipient “Great Reset” is a multi-faceted beast. We talk a lot about
vaccine passports and lockdowns and the Covid-realated aspects – and we
should – but there’s more to it than that.
Remember, they want you to “own nothing and be happy”. And right at the
top of the list of things you definitely shouldn’t own, is your own home.
The headlines about this have been steady for the last few years, but it
has picked up pace in the wake of the “pandemic” (as has so much else). An
agenda hidden on back pages, behind by Covid’s meaningless big red
numbers, but perhaps no less sinister.
You can find articles all over the net talking up renting over owning.
Last month, for example, Bloomberg ran an article headlined: America
Should Become a Nation of Renters”; Which praises what they call “the
liquefaction of the housing market” and gleefully expounds on the idea
that “The very features that made home buying an affordable and stable
investment are coming to an end.”
The Atlantic published “Why Its Better To Rent Than Own” in March.
Financial pages from Business Insider to Forbes to Yahoo and Bloomberg
again are filled with lists titled “9 Ways Renting is Better Than Buying”,
or similar.
Other publications go more personal with it, with anecdotal columns about
ignoring financial advice and refusing to buy your home. Vox, never one to
sell their agenda with any kind of subtlety, have a piece titled:
"Homeownership can bring out the worst in you"
Which literally argues that buying a house can make you a bad person:
"It’s the biggest thing you might ever buy. And it could be turning you
into a bad person."
So what exactly is the narrative here? What’s the story behind the story?
The short answer is fairly simple: It’s about greed, and it’s about
control.
It almost always is, in the end.
The longer answer is rather more complicated. Major investment firms such
as Vanguard and Blackrock, along with rental companies such as American
Homes 4 Rent, are buying up single-family homes in record numbers –
sometimes entire neighbourhoods at a time.
They pay well over market value, pricing families who want to own those
homes out of the market, which forces the housing market up whilst the
Lockdown-created recession is lowering wages and creating millions of
newly unemployed.
Of course, this is motivating people to sell the houses they already own.
People all across America have been saddled with houses worth less than
they bought them for since the 2008 economic crash, and are eager to take
the cash from private investment firms paying 10-20% over market value.
Combine an economic recession with a created housing boom and you have a
huge population of motivated sellers.
Of course, many of these sellers don’t realise, until it’s too late, that
even if they attempt to downsize or move to a cheaper area, they may be
priced out of the market completely, and forced to rent.
As such, in the last year, the private investment share of single-family
home purchases is estimated to have increased ten-fold, going from 2% in
2018 to over 20% this year.
As more and more people are forced to rent, of course, rental properties
will be in higher and higher demand. This in turn will drive the cost of
renting up.
Market Watch has already reported that, in the last year, rent has
increased over 3x faster than the government predicted.
This problem is likely to get worse in the near future.
Congress “accidentally failed” to extend the Covid-related eviction ban.
Which means, this weekend, while Senators adjourn to the summer homes they
probably don’t rent, the ban will officially end and a lot of people are
likely to have their houses foreclosed or their landlords kick them out.
The newly empty buildings will be a feeding frenzy for the massive
corporate landlords. Who will descend on the banks like starving hyenas to
snap up the foreclosed properties for pennies on the dollar. Just like
they did in 2008.
None of this is any secret, it’s been covered in the mainstream. Tucker
Carlson even did a segment on it in early June.
The Wall Street Journal headlined, back in April, “If You Sell a House
These Days, the Buyer Might Be a Pension Fund”, and reported:
Yield-chasing investors are snapping up single-family homes, competing
with ordinary Americans and driving up prices
However, since then, something has clearly changed. The propaganda machine
has kicked into gear to defend Wall Street from any backlash.
No better example of this shift can be found than The Atlantic, which ran
this story in 2019: WHEN WALL STREET IS YOUR LANDLORD
With help from the federal government, institutional investors became
major players in the rental market. They promised to return profits to
their investors and convenience to their tenants. Investors are happy.
Tenants are not.
…and this story last month: BLACKROCK IS NOT RUINING THE US HOUSING
MARKET, The real villain isn’t a faceless Wall Street Goliath; it’s your
neighbors and local governments stopping the construction of new units.
Going back to the Vox well we have: "Wall Street isn’t to blame for the
chaotic housing market" Which ran just a few days after the Atlantic
article, and is practically identical.
Both these (oddly similar) articles argue that Wall Street and private
equity firms can’t be blamed for buying up houses, and that the real
problem is the lack of supply to meet demand.
You see, all the “selfish” people who already own homes (they did say it
makes you a bad person) are blocking the construction of new houses, and
thus driving up the cost of property through scarcity.
This has been a logically flawed argument around the housing market for
decades.
That there aren’t enough houses for people to buy is patently absurd when
the US census data says that there are over 15 million houses currently
standing empty. That’s enough to house all of America’s roughly 500,000
homeless people 30x over.
There’s plenty of houses, there’s just not enough money to buy them.
The reason for that is the same reason the California has massive
“homeless camps” in its major cities, and that so many people are having
to become renters instead of owners: wage stagnation.
For decades now, wage increases have lagged behind increases in the cost
of living. In the 1960s one full-time job could afford a decent standard
of living for a family of four or more. These days both parents work,
sometimes multiple jobs each.
It was huge amounts of financial de-regulation which created this
situation. So, whether you believe Vox’s BlackRock apologia or not, one
way or another Wall Street very definitely is to blame.
But this isn’t just about money. It never is. Just as the war on cash
isn’t just about efficiency, and the environmental push isn’t just about
climate change. Ditto veganism. It’s about control. Just like vaccines,
lockdowns and masks.
It always comes down to control.
It’s an oft-used cliche, but no less true for that, that homeowning “gives
people a stake in society”. A family-owned house is a source of security
for the future and something to leave your children. It is also
sovereignty and privacy. Your own space that no one else can control or
take away.
In short: A homeowner is independent. A renter is not. A renter can be
controlled. A homeowner can not.
It’s the same reasoning behind the way working people were encouraged to
take out loans and become debt slaves. If you limit people’s options, if
you make them rely on you for a roof over their heads, you have control
over them.
There’s a great article about this situation called “Your New Feudal
Overlords”.
Under Feudalism, land wasn’t owned by the working class, but provided to
them by landed barons, hence the term “Land Lord”. If you disrespected
your Lord, or broke his rules, or he perceived another peasant/farm
animal/crop would be a better use of the land, he could take it back.
Essentially, the behaviour of serfs was kept in check by their reliance on
the nobility for a place to live. That’s very much the dynamic they’re
going for here.
Rental agreements can be full of any terms and conditions the landlord
wants, and the more desperate people get the more of their consumer rights
they will sign over.
Maybe you’ll agree to smart meters which monitor your internet or
power-usage habits, and then sell the data to behavioural modellers and
viral marketers.
Maybe you’ll have to agree to certain power limitations or water shortages
in order to “fight climate change”.
Maybe it will get worse than that.
Maybe they’ll go full Black Mirror style corporate dystopia. Maybe,
through affiliation programs, the mega-equity firm which owns your rental
house has ties to McDonald’s, and as such will require you to not eat at
any competing fast-food franchises, or demand you observe at least ninety
seconds of Disney advertisements per day.
Maybe it will be as simple as including vaccine status in the tenancy
agreement, making it impossible for the unvaxxed to find a home.
Maybe they just want to make poor people miserable.
After all, the super-wealthy have got all the money they could ever need,
and all the luxury they could ever use. Their living standards are as high
as physically possible. So maybe the only way they can keep “winning”, is
to start driving the living standards of us proles down.
No air travel. No vacations. No going out at all. Live in a tiny house, or
a pod. Eat bugs. Get rid of your car. Rent your clothes. Or your
furniture. Pay taxes on sugar. And alcohol. And red meat.
They’ve been very clear about this. They’ve told you about the Great Reset
and the Internet of Things. That’s the plan.
You won’t own a house. And you’ll be happy…or else the mega-corporation
you’re forced to rent from will kick you out.
The lenders said that Wall Street Conglomerates and investment
corporations are coming in right behind the California fires and buying up
all the fixer uppers and chunks of homes so that individuals cant get
them. The contractors that made money flipping homes are saying they can't
get enough fixer uppers any more. The lenders also said that "the lenders
market is only looking at these $1.5M home deals where people are
overbidding $200K or more".
There are two conglomerates that already have people on the ground in
South Lake Tahoe and Southern Oakland making cash offers for properties,
US Bank told us. We can build a nice house for about $100K. We have done
such nice ones in the past that they were on TV. Access to housing in the
county is being limited by the conglomerates and banks and the push by
lenders to keep the over-priced housing market going for as long as
possible. Alameda County and All East Bay counties should make these
people buy houses for low income and seniors since they are stealing all
of the homes in the area:
https://nypost.com/2020/07/18/corporations-are-buying-houses-robbing-families-of-american-dream/
https://www.nytimes.com/2020/03/04/magazine/wall-street-landlords.html
https://www.theatlantic.com/technology/archive/2019/02/single-family-landlords-wall-street/582394/
https://www.wsj.com/articles/wall-street-cant-get-enough-fixer-upper-houses-11631007001
Public Comments from Readers:
- This is an excellent article which should be blatantly obvious to all by
now: Blackstone/BlackRock and the CCP are the major real estate owners —
this is the culmination of the 50-year long Rockefeller Plan, hatched by
the meetings of Rockefeller and Mao and Zhou when Nixon and Kissinger,
David Rockefeller’s minions, flew to Beijing with Rockefeller aboard Air
Force One!
Blackstone Group — founded with Rockefeller seed money by DR’s minion,
Peter G. Peterson — owned 30% of BlackRock which was spun off from the
Blackstone Group — who knows what their ownership is today?! In the 1970s
Rockefeller and the Chicoms created the Rigged Market of Rigged Markets —
the control of capital/labor between these two economies, establishing
them as the top 2 economies 50 years later — eventually merging Wall
Street and the CCP, which is exactly what happened! IT IS ALL ABOUT the
ultra-concenetration of ownership — welcome to the Global Neofeudalist
State.
- Vanguard (privately owned) owns most shares of Blackrock as well as most
of the other main players. Vanguard sits at the top of the pyramid of
power and money and is THE big monopolist in this world. See this video
https://www.bitchute.com/video/QdbvR9Wn5HFU/
- If you don’t own real property, your economic security and independence
is weakened. For the last 20 years I’ve owned at least 2 places to live
just for extra safety. At this time I have 3. But then I’ve been a real
estate investor for almost 50 years.
- Good analysis. Effectively, the US Constitution was Revolutionary
because it made a statement that Individual Rights were going to be
protected for everyone. In these Rights is understood the right to own, a
key feature of real capitalism. But when we can’t make the difference
anymore between Major Corporations and Government, and these mega
corporations get into a complicit scheme to own everything…our individual
rights dissipate. Prior to the US revolution, Individual Rights were
closely correlated with social status which is closely related to economic
status. You just need to read the Plea
(https://craigwright.net/blog/bitcoin-blockchain-tech/satoshi-and-the-sophists/)
Mega elitists such as Craig Steven Wright, the fake Satochi Nakamoto and
pretend Bitcoin creator, to understand to core of the Big Post Covid
Reset…it’s running back to your life being a Privilege distributed by the
State. In English, 2 words describe the core of our rights: Freedom and
Liberty. One carries a exogenous dimension (Liberty), the other an
Endogenous one (Freedom). In the French language, there is no such nuance.
And Liberty and Freedom are only Liberté And it their dictum “Liberté
Égalité Fraternité”, an Individual Rights incompetency arise. Because with
these 3 words persists the idea that we are foremost a community before
being Individuals, in line with a Matriarchal concept, but the Antitheses
of the American Original vision. Is it surprising that Sarkozy promulgated
laws which made it so that even in your House, what you say may be held
against you. In France, if more than 3 persons in a house are talking, and
that one is not a direct member of the family in the first degree, any
hate speech articulated may send you in prison and get you a fine…No
sanctity in the Household, even if you are the
owner.
- Manfred Max-Neef, the late “Barefoot Economist” from Chile, who lectured
at UC Berkeley, said 5 or 10 years ago that USAmerica was the 1st
“Undeveloping Nation” and cited formerly affluent homeowners living in
vans at the curbside of their foreclosed mansions. An analogue to this,
for “dot” collectors, is what Alan Watts called over 50 years ago “the Los
Angelization of the world” (himself an L. A. resident, and as a bonus fun
fact, interviewed my old man, a profoundly corporatist lawyer — ecjlaw.com
— for his services, in 1969, and declined them, despite an intro from his
friend Laura Huxley). Both the LosAngelization of the World and
Undevelopment are sorry symptoms of the same disease of Organized Greed,
without an apparent immune system or other remedy in most societies, since
Intel is busily employed with its vast armies of termites to eviscerate
all these structures, many ages old.
The controlled demolition of our societies and cultures goes on apace,
with accelerants of salivating covetousness, institutionalized sins. I
myself have always preferred the nomadic way, the street, rich with the
opportunities for unconventional wisdom, such as contented any number of
native peoples here in USA, before having even their tribal roots and
networks here largely deracinated and decimated by “settlers”. And, even
more so, “developers”. All as a fairly recent development into this Age of
Undevelopment. I met a guy 50 miles down the coast near the seaside in
Bucanneer Park, Oceanside, north San Diego County. We talked a long time
one sunny day, he told me from the front seat of his high end Lexus luxury
model how he had been living there in his car with his cat for three
years, after losing his mansion with custom swimming pool. He had little
street savvy and I cringed while he told me, with childlike naiveté,
stories of being mistreated by all the usual suspects, health agencies,
other street people, and on and on. I tried to warn him, seeing one gnarly
red flag after another, but it went in one ear and out the other, from
what I could tell.
- Here in the US, the CDC mandated a policy to prohibit eviction of
renters for 1 year (that has just now expired). Many landlords sustained
huge financial losses or bankruptcy as their renters became squatters.
What this might portend for our biowarfare future is the squeezing of
individual/small group rental property ownership using onerous regulation,
a lack of access to financing, etc. to foster the consolidation of rental
property by mega/global corporations who will seamlessly align with any
and all tenets of The Great Reset.
- Do they not fear that creating a population that owns nothing, that
population also have nothing to lose?
- Why doesn’t anyone discuss zero to negative interest rates ? Why has
this unprecedented phenomenon been pushed by the banksters ?
- In America, the government owns your home even if you pay the banksters
off. Don’t pay your property tax and out on the street you go.
- I’ve given this a lot of thought over the last dozen years. And done a
lot of research too. It is one of the most important mechanisms of
transforming middle-class life into out and out serfdom in America, this
taking away the possibility of home ownership. First they went after the
millennials, by way of impossible levels of student debt (so they couldn’t
buy a house), then they worked on the problem of what to do about the
existing tens of millions of homeowners. Private equity entered into the
picture big-time and since then has been at it relentlessly. Basically, it
is not possible for any normal middle-class person to buy a home in any
desirable part of the country (and increasingly even the less desirable,
more remote and inaccessible parts), because you can’t compete with the
endless cash resources of private equity. The article is very right, and I
have had the same thesis in mind for many years: homeownership provides a
form of security, a political voice that comes from power, that the new
feudal lords have to get rid of at any cost. And they’ve succeeded without
any noise.
-IT IS ALL ownership —- not just home ownership! Who owns the banks? In a
study of the Rockefeller Financial Group back in the early 1970s by Prof.
James Knowles (impossible to find now, although once frquently found in
other book citations), Prof. Knowles wrote that the owners of the banks
was a carefully guarded secret. Once upon a time we knew. Recall that the
original primary investors in Intel, Apple and Microsoft was the
Rockefller family — who are the principal investors today — not the
investment firms of BlackRock, Vanguard, State Street, etc., but those
investing through them??? NOBODY KNOWS!
- “No property rights for private citizens” ? Why so stalinist? It’s not
necessary at all. They will just make us so poor, that we won’t be able to
own anything of relevance, everything courtesy of free market inclusive
capitalism.
https://qz.com/work/1942727/pope-francis-backs-the-council-for-inclusive-capitalism/
They are well on track, today this is home, in few years you won’t be able
to afford an electric car, carbon indulgences will impoverish us further…
People will have tooth brush and clothes of their Choice. And be happy,
yeaaaa
- …Where there’s *Rent* there are *Rentiers*…“The Cantillon effect..The
Cantillon effect was explained by Richard Cantillon (1680s – 1734) an
Irish-French economist and author of “Essai sur la Nature du Commerce en
Général” (Essay on the Nature of Trade in General). In his Essay,
Cantillon provided an advanced version the quantity theory of money,
however he also dug deeper and perceptively into the relative inflation
associated with the introduction, circulation and velocity of money. He
explained that the original recipients of new money enjoy higher standards
of living at the expense of later recipients. This is because of inflation
in asset prices e.g. affecting house prices and rents and as a result of
time lags impacted by a disproportionate relative inflation in prices of
assets and goods decreasing value of money in the hands of non-asset
holding individuals i.e. the majority. These concepts of relative
inflation, or a differential rise in prices among different goods in an
economy, is now known as the Cantillon effect. The Cantillon effect has
two components. One is the impact of new money on differential inflation
rates between assets and consumption items and, the other, is the real
incomes and wealth effects that result in an increasing disparity in
incomes and wealth within the country. Under QE this effect has been
extreme because banks short-circuited money distribution largely to
themselves and a reduced number of large corporate customers to deal in
assets and share buy backs. It is self-evident that if rentiers maintain a
gowth in income that is ifnlation proof the state of theri real income
will constantly rise. However, this is not the case of the state of real
incomes for an increasing majority of the population. This Bank of England
“policy” has done little to help the conditions of the working population
which is becoming increasingly asset-less. This mechansim constraining
asset access and accumulation by the majority is a driver of an inevitable
future increasing inequality.”
“The nature of asset-derived income…Thostein Veblen identified the
problems we now face, back in 1921, well before the 1929 New York Stock
Exchange crash, when he examined trends in financialisation and the growth
in the rentier class in manufacturing and industry. Financialization is
the process whereby all economic considerations are reduced to a nominal
financial quantification usually measured in the local currency or
expressed in a common currency by applying exchange rates. The crucial
problem with financialization is that what appear to be distinct policies
or even schools of thought, such as Keynesianism or Monetarism, and supply
side economics are in fact questions of emphasis on which aspect of
financialization is more significant as a policy target. These are
aggregate demand (expressed as a quantified monetary aggregate) or money
supply (expressed as a quantified monetary aggregate). Increasingly
economic activities involve so-called financial engineering where the
manipulation of numbers substitutes for real production or services where
income is received in return for little effort beyond the holding of some
asset which generates an income from those who make use of the asset. This
has created a major financial services activity that is made up of
über-rentiers.” …(Emphasis mine…)
http://www.realincomes.org.uk/classdivstab.htm …Now tell me,
what’s *Wrong* with *This* picture?… – Note the 2008-2020 QE ‘ramp’, then
note the 2020-2021 *Spike*… – Then further note the L/H scale is in 1,000s
of Billions, ie: *Trillions* (…Pic from University of Michigan’s Federal
Reserve Economic Database, sourced from this article:
https://www.zerohedge.com/political/heres-why-new-covid-relief-program-will-turn-working-class-serfs):…
…US M1 Money Supply, 1960-2021: (…Q: – Now just *Where* do y’all think
pretty much *Alla* that *Went* (and subsequently *Stayed Put*)?…)
- First time commenting here. Today I just couldn’t stand. I’ve checked
the whole article and comments for instances of ‘capitali’.
Until now just 4 instances, not a one in article. Horror!!! No wonder we
are in deep shit, since knowledge of who is banging us from behind is
almost literally absent. Century+ years ago Marx predicted, capitalism
will end in monopoly capitalism and that is exactly what we are
experiencing now. They will buy everything, they will control everything.
Sadly, even majority of the “left” would probably not agree with me on
this point, because they believe monopoly capitalism happened during
robber barons times. Never mind that concentration of capital today is
unprecedented and is just increasing. And when I hear lamenting about
feudalism…….I don’t know whether to be sad or angry. From article: “The
short answer is fairly simple: It’s about greed, and it’s about control. ”
Sure, control, power, no doubt. But greed…..Invoking greed is completely
useless psychologization. It’s excellent time for an adage, one profane
and profound: Why a dog is licking his balls? Because he is able to,
because he can!!!! No bs about he likes it or……ability is first. Therefore
the right question is: What is the basis that allows today monopolists to
grab? I haven’t been precise enough in the third line from the end. It’s
not just that ability is first, it is a necessary condition. To rephrase
the final question, a million dollar question, not a rhetorical question,
for most people is unfortunately like to ask what 42 means and I predict I
won’t get the right answer: What is the ultimate necessary condition for
monopolists’ grabbing???
- The investor class has a powerful ally (as if we didn’t know that) in
the FHA in the US. Example: the condo community I live in now has so many
rentals that the FHA will not approve a loan. Since these are lower end
condos, FHA loan approval is absolutely crucial for a prospective buyer.
Consequently, one has almost no choice but to sell to an investor – who is
able to pay cash.
They got you coming and going.
- Yup. Ban ownership all non-resident owned property, along with the
existence of all forms of corporate stock ownership, and the “rental”
problem resolves in a flash. Of course no one backs these logical
remedies, because they’re invested in IMF and World Bank controlled
portfolios and pension funds. Who’s zoomin’ who?
- Some guy in libya did it once, does anyone remember what happened to
him? Muammar al Ghadafi. “Today there is swine flu. Perhaps tomorrow there
will be fish flu, because sometimes we produce viruses by controlling
them. It is a commercial business. Capitalist companies produce viruses so
that they can generate and sell vaccinations. That is very shameful and
poor ethics. Vaccinations and medicine should not be sold,” he
said. He went on to say that “medicines should be free of charge and
vaccinations given free to children, but capitalist companies produce the
viruses and vaccinations and want to make a profit. Why are they not free
of charge? We should give them free of charge, and not sell them.” Muammar
Gaddafi Speech To United Nations - September 23, 2009
- Sure our equally faux Govt will soon roll out this horror show too:
https://www.rt.com/usa/530813-eviction-blackrock-great-reset/
- Hello everyone! Re: Housing market in cities. Its fckin scandalous
what’s going on in cities throughout the world. Average people who work
damned hard for their barely minimum wages can’t get the mortgages to
afford to buy at even the bottom end of the market in the cities they were
born in. They can’t save enough for a deposit cos the prices are
constantly rising. Private rentals are through the roof and there is a
very, very long waiting list for cheaper, social housing. This is an
excellent documentary I saw on TV not so long ago. Sorry I can’t find a
link for the whole film.The situation has gotten even worse since this
film was made in 2019. ‘Push’ 2019 trailer:
https://www.youtube.com/watch?v=2iLWpuZrd-I ‘Landlords
without faces. Apartments without renters. A documentary exploring the
new, unlivable city. Housing prices are skyrocketing in cities worldwide.
Incomes are not. The working and middle classes are getting pushed out of
cities, while financial powerhouses use housing as a place to park money.
PUSH is a documentary from award-winning director Fredrik Gertten,
investigating why we can’t afford to live in our own cities anymore. We
follow UN Special Rapporteur on Housing, Leilani Farha, on her quest to
understand who’s getting squeezed, who’s getting rich and why housing has
become one of today’s most pressing world issues? ‘ The film had its World
Premiere at CPH:DOX, 2019, where it won the coveted Audience Award.
- I don’t know how wonderful a mortgage is. My darling ex paid for it for
a while. Though as a migrant DownUnder coming from Berlin about 75% rent.
The way the city council adminsters a quarter of a million buildings means
rent doesn’t kill life off as it does in similar sized anglo amerikanized
cities like Sydney, which mortgage as the con to freedom when you are
almost dead means no life before you get there. Saving for the deposit for
instance at a time when you are twenty something should be spent getting
ripped into life. Conconvid 19-33 or not. Sitting nowhere to save every
penny because you known when you’re old blah blah blah leaves no money to
get into life. Which is perhaps what the politicians want. As they are
proving with the lock up regime of no choice. Furthermore one’s money
ought if possible to be invested in you choice so that with a better
saving amount nationally foreign take overs will less than more. In
Australia is it basically non existent. No one invests in anything. When
Darwin harbour was up for the 99 yr lease no Australian firm, company or
investors stepped up because the money was wasted in non productive real
estate. The Chinese won the contract. Now the government is complaining
that this is the Chinese Governments infiltration of Australia. Well
almost. Implied. Apart from nearly all production DownUnder is US, UK,
Holland and then EU, Japan in minerals mainly. The Chinese have stopped
buying coal and Russian tenders have won some contracts. If the locals put
their money where their mouths were they’d have more local ownership. A
mortgage is not a life. Though the banks are laughing without having to
try it on to get your life signed away for the next quarter of century –
spent doing nothing cause you got no money. Most inner cities compared to
other societies here are basically lame.
- …Calling ’em Vampires would be granting them a generous
romanticism/glamour that they *Do Not* deserve… – Straight-up-and-down
*Leeches* is what they are, in point of fact… …- *Life-Sucking Leeches*…
- Two phenomena are occurring in parallel, at least here in Canada. On the
one hand, in the cities, what we call “renovictions” are multiplying and
throwing hundreds of families out on the street who can’t find new
housing. New landlords like Blackrock are buying up apartment blocks and
shortly afterwards send eviction letters to tenants because major
renovation work is needed. These renovations often involve cutting the
number of units in a building by half and turning them into deluxe apts.
Current tenants can’t afford and, as a result, many people are looking for
new housing and prices are skyrocketing. On the other hand, more
financially comfortable people, mostly retired baby boomers with good
pensions, are buying second and third homes in the countryside, which has
pushed up house prices by 20-40% in a few months. Add to this refurbishing
of of primary residences and their new second homes, which is driving up
the price of lumber and creating shortages. In addition, covid-19 has
created a buying frenzy: cars, RVs, motorcycles, electric bikes, boats,
etc., it’s completely crazy. Everything is going up except the inflation
rate. People are living like there’s no tomorrow. Maybe they’re right.
Personally I see a gloomy tomorrow.
There’s also dire staff shortages in every sector. Things are not looking
good and expect tribulations before owning nothing and being happy.
- ‘it’s completely crazy. Everything is going up except the inflation
rate. People are living like there’s no tomorrow. Maybe they’re right.
Personally I see a gloomy tomorrow.’….. Yes Jean, I’ve been discussing
this craziness with friends for quite a while now. Zero % interest rates
on regular savings accounts, so people are being coerced into ‘investing’
with any extra cash they may have. The stock markets and housing markets
are booming it seems. Mortgage rates have been at an all time low for
years.
If (or more likely when) there is a massive crash it will be the small
‘investors’ who will suffer after naively risking all their hard-earned
savings. It may be quite lucrative for some right now, but I don’t see how
it can carry on like this. This surely can’t be a sign of a healthy
economy….or maybe it is,but only for wealthy people. I don’t know.
- A book called The Thought Experiment shows the quantum outcome of
changing these things using thought patterning of the masses that Google
and Facebook use every second of every day: 1) Obfuscation: Just basic
confusion of one thing for another- a smoke and mirrors game. 2) World
View Poisoning: Conditioning the way people view human nature and their
own self-value. 3) Conditioning of Primal Fear: The exploitation of primal
fears. 4) Divide and Conquer Strategy: Highlight any perceived differences
between people and then exploit those differences to create infighting so
they are easier to control and conquer. 5) Indoctrination of Education
System: A left brain form of Nazis called it mastery learning. grade
school, HS and university. Trivium and quadrivium education could
counteract this. 6) Controlled Opposition: Basic dialectics - dialectical
mechanics or Hegelianism Creating conflict that you already have an
outcome management system for. Create the conflict and wait for a type of
reaction to the conflict (usually chaotic that demands a resolution) and
then you step in and resolve it. Artificial conflict resolution. 7)
Monetary System of Control: Debt based fiat currency fractional reserve
banking a system of illusion that we call money yet people believe in it
like its a religion or god. People seem to be the most powerless to come
out of. It exists purely in the mind. 8) Control of Mass Media: If you can
control the info that people get to see hear and read you control their
perception of reality. If you limit the scope of what they can take into
their minds and awareness you limit their possibilities of solutions.
Human perception management. 9) Food and Medicine: attack on the physical
aspects of the body relates to how our brain development goes. You affect
thought and consciousness you are what you eat. Use techniques that are
damaging to consciousness through the modern medical system 10) Illusion
of Time: Very important for people to grasp. Play on people's seeming
inability to live in true present moment awareness-- getting people to
live in regret over the past or anxiety over the future. Its a fear based
technique. Takes us out of true present awareness. Being fully present now
to take on what is happening now. If our consciousness can be manipulated
into always looking into what has happened. It takes away effectiveness of
dealing with the current situation. 11) The DHR Factor: Denial, Hassle,
Ridicule: What other people perceive about you. Denial, hassle ridicule
factor. Things are fine the way they are I don't want to rock the boat
because I may have to deal with hassle of other people. The hassle free
zone is-- I don't want all the uncomfortable aspects of life that come
with standing up for truth. These are all fear based. Heightening those
three forms of mental instability. Trap of inactivity and not really doing
anything to make things better. 12) Religion: We need to understand these
last three the best. Religion is a form of binding. To tie back Re-Ligare
tying back. Forms of modern religion are mind control based on
astro-theology. Giving people an exoteric version of something that was
once esoteric or internal. Government is the binding on the left brain...
religion is the binding of the right brain. 13) Use of Subversive
Symbolism: Based on ancient sacred symbolism. Based on symbols that have
been with us from antiquity. Solar symbolism, life force symbols, energy,
blood, or anything we need for existence and life. They use these in
modern institutions--- banks, police, media, stores. We're drenched in it.
Basic symbols have a powerful psychic influence. They can speak to us
without words. A wordless form of communication. Connects to occultism.
14) Problem-Reaction-Solution (Chaos Sorcery): A mass demonstration or a
public display of the dark aspects of the Hegelian dialectic. Hegelian
dialectic can be used in a positive or negative sense. Chaos sorcery or
false flag terrorism. This is ritual magic being used openly in the light
of day. You are creating a chaotic situation in the light of day and you
know it will elicit an extreme reaction of fear and chaos that demands
order be brought as soon as possible. You are manipulating the fear in the
limbic system-- people are not in a state that they can reason. They are
demanding solutions purely out of emotions. They are in a reactive mode of
consciousness. They want the outcome of the game known before the game is
played. Interject chaos, you know the reaction its going to cause and you
know. A leap in consciousness will subvert this technique. This technique
works over and over again. Humanity won't wake up. 9-11 was chaos sorcery.
- The astronomical prices for houses in the USA is caused almost 100% by
the Fed buying a minimum of $40 billion a month in mortgage backed
securities, the very instruments responsible for the GFC of 2008. Hard to
make this shit up. For those who are not familiar with them, the banks
make Ninja loans to deadbeats, then they immediately sell them to the Wall
Street megabanks, who package them together as MBS. In 2008 the megabanks
sold them to brain dead bureaucrats who run pension funds around the
world. Now even they are to wary to buy them, so the Fed just prints the
money out of thin air and buys them, adding them to their exponentially
growing balance sheet. “Give me control of a nation’s money and I care not
who makes the laws.”~ Mayer Amschel Rothschild [Mayer Amschel Bauer] (1744
-1812), Godfather of the Rothschild Banking Cartel of Europe
- Fed: "That’s a nice housing market you have there. Be a shame if
somethin’ happened to it." They did much the same early last year when
they helpfully stepped in with generous loans to the flailing paper
industry. The dread virus locked everyone up, paper usage took a tumble,
the fed issued loans and bought up tumbling bonds, the year moved on and
things re-opened, the fed sells back the bonds at interest PLUS gets the
interest from the ongoing loans. Rinse, repeat, forever.
- US Federal Reserve provided over $16 trillion in financial assistance to
some of the largest financial institutions and businesses, in USA and
abroad, a clear case of socialism for the rich. – Bernie Sanders, 2011.
Our investigation reveals that Federal Reserve provided at least $29.6
trillion in aid. Only one of these facilities, amounting to 12.9%, was
within its mandate to protect the commercial banking system. The rest was
an attempt to rescue the shadow banking sector, which is highly leveraged
and hardly regulated or supervised. – Andrew Felkerson & Nicola
Matthews, 2011
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